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Debt consolidation - Debt consolidation entails taking out one loan to pay off many others. This is often done to secure a lower interest rate, secure a fixed interest rate or for the convenience of servicing only one loan.
Nonrecourse debt - A loan that is secured by some sort of collateral, usually property. The issuer can seize the collateral if the borrower defaults.
Secured debt - Secured debt is that category of debt in which a creditor has been granted a portion of the bundle of rights to specified property. The opposite of secured debt is unsecured debt, which is not connected to any specific piece of property.
Debt-to-income ratio - Debt-to-income ratio is used by a lender to see if a borrower qualifies for a home loan. A debt-to-income ratio of 28/36 means that no more than 28% of someone's income can go to housing and no more than 36% of one's income can go to the total monthly debt.
LoansPro.co.uk - Offers secured or unsecured loans online. Services include personal loans, debt consolidation loans and loans for any purpose.
Noble Business Services - Offers secured loans for UK homeowners, specialising in debt consolidation and bad credit loans.
1 Stop Credit - Independent provider of secured loans, unsecured loans, and debt consolidation services and solutions in the UK
Source: BazSites.com
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