Debt Credit Counseling Agency

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Credit reference agency - A Credit reference agency (credit reporting agency in the USA) is an organisation that collects and collates personal financial data on individuals, from financial institutions with which they have a relationship. The data are aggregated and the resulting information is made available on request to ...

Credit card debt - Credit card debt is an example of unsecured consumer debt. It results when a customer of a credit card company does not pay the company for the money he or she has spent.

Credit rating agency - A credit rating agency is a company that rates the ability of a person or company to pay back a loan. The rating given by a credit rating agency is important because it affects the perceived risk element incorporated into interest rates that are applied ...

Credit counseling - Credit Counseling is a process offering education to consumers about how to use credit appropriately to avoid incurring debts that cannot be repaid.


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