Debt Consumer Rights Credit Reports

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Consumer debt - Consumer debt is consumer credit which is outstanding. In macroeconomic terms, it is debt which is used to fund consumption rather than investment.

Credit card debt - Credit card debt is an example of unsecured consumer debt. It results when a customer of a credit card company does not pay the company for the money he or she has spent.

Fair Debt Collection Practices Act - The Fair Debt Collection Practices Act or FDCPA(1979) is a set of United States statutes added as Title VIII of the Consumer Credit Protection Act. Its purpose is to ensure ethical practices in the collection of consumer debts and to provide consumers with an avenue for disputing and obtaining validation of debt information in order to ensure the information's accuracy.

Consumer Credit Act 1974 - The Consumer Credit Act 1974 is a consumer protection law in the UK. It protects individuals receiving credit up to £25,000.


Suggested Web Sites

JC Penney's Customer Treatment Philosophy - JC Penney sent erroneous report of $2607.93 judgment for nonpayment of store credit card debt to credit reporting agencies. Despite collection attorneys admitting error in May 2000, report still not retracted in January 2001.

One on One Credit Repair - Services specific to eliminating negative credit information from consumers credit reports.

Valentine Legal Group, LLC - Law firm specializing in credit report problems, debt collection harassment, identity theft, lemon law and credit counseling scams. Located in Greenbelt.

Source: BazSites.com

Web Links

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