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Credit card debt - Credit card debt is an example of unsecured consumer debt. It results when a customer of a credit card company does not pay the company for the money he or she has spent.

Credit counseling - Credit Counseling is a process offering education to consumers about how to use credit appropriately to avoid incurring debts that cannot be repaid.

Pastoral care - Pastoral care is the ministry of care and counseling provided by pastors, chaplains and other religious leaders to members of their group (church, congregation, etc). This can range from home visitation, to formal counseling by pastors who are licensed to provide pastoral counseling.

Debt-snowball method - The debt-snowball method of debt repayment is a form of debt management that is most often applied to repaying revolving credit — such as credit cards. This method has gained more recognition recently due to the fact that it is the primary debt-reduction method taught ...


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