Debt Atlanta Loan Consolidation

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Debt consolidation - Debt consolidation entails taking out one loan to pay off many others. This is often done to secure a lower interest rate, secure a fixed interest rate or for the convenience of servicing only one loan.

Debt-to-income ratio - Debt-to-income ratio is used by a lender to see if a borrower qualifies for a home loan. A debt-to-income ratio of 28/36 means that no more than 28% of someone's income can go to housing and no more than 36% of one's income can go to the total monthly debt.

Subordinated debt - A loan or security that, in the case of default, would only be paid out after other, more "senior" loans were paid in full. A subordinated debt is therefore carries more risk than a normal debt.

Clark Atlanta University - Clark Atlanta University (CAU) is a private, undergraduate and graduate institution educational institution in Atlanta, Georgia. It is an historically black university formed in 1988 by the consolidation of Clark College (est.

Suggested Web Sites

Garrett Mortgage Inc. - Atlanta-based lender offering new home loans, refinancing and debt consolidation. Features loan types, resources, FAQs, company mission.

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