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Adverse Credit History - Adverse Credit History, also called sub-prime credit history, non-status credit history, impaired credit history, poor credit history and bad credit history, is a credit history that is judged as being adverse as the applicant has a history of unsatisfactory credit transactions. The term can apply to a corporate credit history but is more frequently used in relation to personal credit.

Credit reference agency - A Credit reference agency (credit reporting agency in the USA) is an organisation that collects and collates personal financial data on individuals, from financial institutions with which they have a relationship. The data are aggregated and the resulting information is made available on request to contributing companies for the purposes of credit assessment and credit scoring.

ACCBank - ACCBank plc is a commercial bank in Ireland that focuses on agriculture, business and personal banking. The bank has its origins in the Agricultural Credit Corporation set up in 1927 in the Irish Free State to finance agriculture, the bank was successful and lead to the creation of the Industrial Credit Company which was modelled on it and provided finance to industry.

Tim Rogers (writer) - Tim Rogers is an internet writer and budding New Journalist who is notable for his video game reviews on Insert Credit and for his personal site Large Prime Numbers. These reviews have earned him the scorn of internet mecca Something Awful for their discursive and personal style.

Suggested Web Sites

Your Credit Record: A Report Card on Your Personal Finances - Special issue of FDIC Consumer News devoted to credit reports and credit scores.

U.S. Bank - Offers a range of personal credit cards for residents of the United States and Puerto Rico. Business credit cards also available to small businesses in about half of the states.

America's Credit Unions - Learn about credit unions, find a credit union you're eligible to join, and review personal finance topics and consumer news.

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